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Cash Advances

The cash advance / payday advance service in Lincoln, NE.

Need extra money? Cash Solutions is the hassle-free place for emergency cash…when YOU need it!

Cash Solutions specializes in the Cash Advance / Payday Advance service. We can advance up to $425 and can hold your check until your next payday! You can have your money as soon as the same day after approval. Come see us for your next cash advance!

Better yet, the approval process takes only minutes! We are a locally owned and operated company. We have been in business for 27 years and specialize in the payday advance service. We are open 6 days a week and have two convenient locations to serve you. Our staff is ready to help! Stop by, we have the Cash Solutions you need.

If you are in a financial bind and are in desperate need of some quick cash, don’t worry, we have you covered. Cash Solutions provides emergency cash services, quick cash, and extra cash for anyone 19 years of age or older. Come by and see what we can do for you today.

Cash advances up to $425 · Requirements

  • Must be 19+ years old
  • Current Employment – 6 months minimum (you must have current working income; SSI, Disability, Retirement, etc. not accepted)
  • Open & Active Checking Account – 3 months minimum
  • Valid Nebraska State Issued ID (Drivers License)
  • Bring into the store your MOST RECENT paystub, MOST RECENT 30 days Banking History, your Nebraska ID, and valid/actual checks (sorry, no starter checks!)
ALL APPLICANTS ARE SUBJECT TO AN APPLICATION, VERIFICATION & APPROVAL PROCESS. If your information cannot be verified at the time of application, we cannot advance cash.

Example of what a cash advance costs

An example based on the last terms shown on this site (cash advances up to $425, 2018–2019) and the maximum fee Nebraska law allowed at that time: $15 per $100 of the face amount of the check (Neb. Rev. Stat. § 45-918, 2017 revision). A customer wrote a check for the amount advanced plus the fee, and the check was held until the next payday.

Check amountFee ($15 per $100)Cash you receiveTermAPR
$500$75.00$425.0014 days460.08%
$500$75.00$425.0034 days (maximum)189.45%
$300$45.00$255.0014 days460.08%
$100$15.00$85.0014 days460.08%
  • APR = fee ÷ cash received × 365 ÷ term in days. Example: $75 ÷ $425 × 365 ÷ 14 = 460.08%.
  • Limits at that time: checks held from one customer could not exceed $500 in total, and a check could not be held for more than 34 days (§ 45-919).
  • Since November 2020 Nebraska law caps the annual percentage rate of a delayed deposit transaction at 36% (§ 45-918). At that cap, the charge on $425 for 14 days could not exceed $5.87.
  • The figures are a historical illustration of the legal maximum, not a current offer or a quote.

Come see us today

Two convenient Lincoln locations, open 6 days a week.

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