Instant Cash Advance Online
Apply for an instant cash advance on our website in a few minutes and get a decision fast. If you’re approved, you see the amount, the fee and the due date before you sign — no app to download and no membership fee.
How an instant cash advance works
Four steps, all online. You can stop at any point before you sign.
- Apply onlineTell us how much you need, where your income comes from and which checking account to use. It takes a few minutes on a phone or a computer.
- Get a decisionWe review your application with a soft credit inquiry, which doesn’t affect your credit score. You get an answer in minutes.
- Review and signYou see the amount, the fee in dollars, the APR and the due date. The advance is only made once you sign the agreement.
- Get the moneyFunds go straight to your checking account — you can have your money as soon as the same day.
Can you get a same-day cash advance?
“Instant” describes the decision. When the money actually reaches your account depends on three things:
- When you apply. Applications approved early on a business day have the best chance of same-day funding.
- Your bank. Some banks post incoming transfers within hours; others hold them until the next business day.
- Verification. If we need to confirm your income or identity, funding waits until that’s done.
Get a cash advance online the same day
Apply early on a business day, use the checking account your pay goes into, and have your ID ready. That removes the most common delays.
What a $100, $300 or $425 cash advance costs
The fee is $15 for every $100 you repay, and repayment is due on your next payday. Before you sign, we show it in dollars and as an annual percentage rate (APR). Looking for a $500 cash advance today? The largest advance is $425: you repay $500 on your next payday, and the difference is the fee.
| You receive | Fee | You repay | Term | APR |
|---|---|---|---|---|
| $100 | $17.65 | $117.65 | 14 days | 460.08% |
| $300 | $52.94 | $352.94 | 14 days | 460.08% |
| $425 | $75.00 | $500.00 | 14 days | 460.08% |
- Example for a 14-day advance. The term can be up to 34 days; the longer the term, the lower the APR for the same fee.
- APR shows the cost of a short advance as a yearly rate, so it looks high for two weeks. The dollar fee is the clearer number to compare.
- Your exact fee, APR and due date are shown in your agreement before you sign. See how the fee is calculated.
Cash advance calculator
Move the sliders to see what an advance costs before you apply.
- Estimate at $15 per $100 you repay. Fees, limits and terms depend on your state; your exact cost is shown in your agreement before you sign.
Cash advance app or cash advance loan?
Apps and lenders solve the same problem in different ways. Here is how they compare.
| Cash advance app | Cash Solutions | |
|---|---|---|
| How much | Often $20–$100 at first; higher limits for some members | Up to $425 |
| What it costs | Monthly membership and optional fees for instant transfers | $15 per $100, shown in dollars and APR before you sign |
| When you get it | Free transfer in 1–3 business days; faster for a fee | As soon as the same day after approval |
| Credit check | Usually none — the app reviews your bank deposits | No hard credit check — a soft inquiry that doesn’t affect your score |
| App required | Yes | No — apply on our website |
- If an app covers what you need at no cost, it may be the cheaper choice. A cash advance makes sense when you need more than an app will give you.
What you need to apply
- At least 19 years old
- Current employment for at least 6 months — current working income (SSI, disability and retirement income are not accepted)
- An open and active checking account for at least 3 months
- A valid Nebraska state-issued ID (driver’s license)
- Your most recent paystub, your last 30 days of banking history and valid checks (no starter checks)
Approval isn’t guaranteed: every application goes through verification, and we look mainly at your income and your checking account history.
If you can’t repay on time
Call us before the due date. Depending on your state’s rules, we may be able to set up a payment plan or move the date.
A missed payment can lead to returned-payment fees from your bank and, if the debt goes to collections, damage to your credit. Any fees we charge are listed in your agreement.
Frequently asked questions
Where can I get a $100 cash advance today?
You can apply for a $100 cash advance on our website at any time. If you’re approved, you can have the money in your checking account as soon as the same day. Some apps also advance small amounts, but a faster transfer usually costs extra.
Where can I get a quick cash advance today?
Online is usually the quickest route: the application takes a few minutes and you get a decision in minutes. Applying early on a business day gives you the best chance of same-day funding.
Do you check my credit?
We don’t run a hard credit check to give you a decision. We use a soft inquiry, which other lenders can’t see and which doesn’t affect your credit score.
How much can I borrow?
Up to $425, depending on your income and the rules in your state. For a $425 advance you repay $500 on your next payday, which includes the fee.
Related: Cash advances · Cash advance with bad credit · Fast cash · Payday loans
Ready to see what you qualify for?
Apply online in minutes. No hard credit check and no app to download.